You never want to need auto insurance. But if you do, you’ll be forever grateful you have it. Pittsburgh, PA is a bustling city, and with all the commotion on the roads, accidents are bound to happen. That’s why it’s crucial to have auto insurance before you hit the streets of Pittsburgh.
Auto Insurance is Mandatory in Pennsylvania
Pennsylvania is a "no-fault" insurance state, so each driver handles their own damages in the event of an accident, regardless of who is at fault. Auto insurance is mandatory in the state to ensure that drivers can cover the costs of damages they may cause. Daniel Carinici Agency LLC can help you find the perfect policy for your needs, so you’re always prepared for the worst.
What Kind of Auto Insurance Do I Need?
While the type of coverage you need may vary depending on your individual needs, a few types of coverage are mandatory in Pennsylvania. These include liability insurance, uninsured and underinsured motorist coverage, and personal injury protection.
Liability insurance covers damage you cause to another person or their property in an accident. This is the most crucial type of coverage to have, as it can help protect you from costly legal fees and damages.
Uninsured and underinsured motorist coverage protects you if you’re in an accident with a driver who doesn’t have insurance or doesn’t have enough insurance to cover the costs of damages. This coverage can help pay for repairs to your car and medical expenses.
Personal injury protection covers the costs of medical expenses and lost wages after an accident, regardless of who is at fault.
Get a Quote from Daniel Carinici Agency LLC
If you’re looking for affordable auto insurance in Pittsburgh, PA, Daniel Carinici Agency LLC can help.