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Featured Daniel Carinci Agency, LLC Blog

Finding the Right Small Business Insurance

When starting a small business in or near Pittsburgh, PA, one fundamental task is finding the proper insurance to cover your risks. Entrepreneurs have numerous policies to consider when safeguarding their business, and it can be a complex task. Daniel Novsak Agency LLC can help business owners interpret which policies are essential for their business’s well-being.

Fundamental Business Insurance Needs

Determining what insurance is needed isn’t straightforward, but you can expect to need several types of policies. If you have employees, worker’s compensation is mandatory. General business liability insurance is also vital as it protects against various risks. Along with general liability, consider umbrella insurance, which can shield you from catastrophic lawsuits if someone injures themselves on your property or similar incidents occur. Cybersecurity insurance is a relatively new category but worth considering if your business has an internet presence.

Choosing Small Business Insurance

The type of business you operate dictates the types of policies you need. For example, professional liability insurance is crucial if you offer professional advice. Business owners who own buildings for profit will need commercial property insurance. Business interruption insurance can often make the difference between remaining open and closing if an unexpected event temporarily shuts down your company, preventing you from making a profit. Contractors frequently need commercial auto insurance if employees drive company vehicles to appointments. A business owner’s policy is also an option, but you must ensure the coverage aligns with your needs.

The Daniel Novsak Agency LLC team has extensive expertise in crafting business insurance coverage. Contact our Pittsburgh, PA office today to schedule your consultation and get started on coverage that will protect your company.

Servicing States

  • Pennsylvania
  • Georgia
  • Ohio
  • Colorado
  • Texas
  • Arizona
  • California
  • Florida
  • South Carolina
  • Maryland

Testimonials

Daniel Carinci Agency, LLC
4.8 out of 5 stars
64 reviews
Write a review
RG Electric LLC
RG Electric LLC
4 months ago

Amazing service and will highly recommend.

Mike Rafaloski
Mike Rafaloski
a year ago

These guys are amazing. Dan and Jamie have been great to work with while finding me home/auto insurance. I had no clue that my home was under insured on my previous policy. My new policy coverage is almost triple covered at a less premium. I'm happy I decided to give them a chance. They went above and beyond.

Caseybowser1
Caseybowser1
a year ago

Very fast and helpful when no one else was. Highly Recommended.

Megan layhew
Megan layhew
a year ago

This agency has been more than an insurance company but more as MY family! They have been there for years for everything along the way from new cars to homes to life insurance. This group means the most to me and my family and I would recommend them to anyone in the market or who isn’t a part of this nationwide group!

Partner Carriers

  • Aegis Security Insurance Co.
  • AIC
  • Allstate
  • American Modern
  • Aon Edge
  • Berkshire Hathaway Guard Ins.
  • Bristol West
  • BTIS
  • Donegal
  • Foremost Ins.
  • Frederick Mutual
  • Grange Ins.
  • Hagerty Ins.
  • ICW
  • Liberty Mutual
  • Miller's Mutual
  • National General
  • Nationwide Ins.
  • Openly
  • Orchid
  • Pie Insurance
  • Plymouth Rock
  • Progressive
  • Safeco
  • Secura
  • Selective
  • State Auto
  • The Hartford
  • Travelers