Category: Auto Insurance

Daniel Carinici Agency LLC to dedicated to providing the residents in and around the Pittsburgh, PA area with quality insurance products they can count on. Whether you own a classic car or a new automobile, we have auto insurance policies that can meet your needs. Reach out to us today to find out more.

Auto Insurance Protection

Classic car insurance and standard auto insurance are two different insurance products. You may want traditional car insurance if you own a classic car with substantial value. However, you’ll likely need reliable auto insurance if you’re like most people in the country.

You can add many auto insurance coverages to customize your protection level. If you want to learn more about auto insurance and which policy options best meet your needs, contact one of our knowledgeable team members. We can work closely with each customer to assess their current and potential future needs.

Once we match you with a policy, we will work with you to gather documentation to submit for immediate coverage. Also, if you have any concerns, changes, or claim submissions, we can offer support. Our goal is to provide the best insurance products for your specific needs so you can have complete protection.

Contact Us Today 

If you would like to work with our team to help get the auto insurance coverage you need, please feel free to call or stop by the office of Daniel Carinici Agency LLC. We provide Insurance products and services for the residents in and around the Pittsburgh, PA area. Don’t guess when it comes to auto insurance coverage. Get the information and support you need to be completely protected.

After not having traveled in a few years, many families are looking forward to getting a chance to vacation again. You set about getting a hotel, getting flights, and then you need to get a rental car. At Daniel Carinici Agency LLC in Pittsburgh, PA, we provide the auto insurance option that allows you to choose the insurance that meets your needs.

Auto Insurance and Rental Cars

When you begin your online search for a rental car, once you have determined which rental agency you want to use and what size car you want, you will be faced with a lot of questions about what type of insurance you would like for the vehicle you are renting. You may be confused about what type of coverage is actually provided by your personal auto insurance.  

What type of rental insurance you have is very much affected by the type of coverage you actually have. If you have a basic insurance policy that will only include liability coverage, you probably don’t need to have any additional liability coverage for the rental car. 

If you have a full coverage insurance policy on your personal vehicle, it will provide the same amount of coverage on a rental vehicle. So, if you have a relatively new vehicle, your coverage should be adequate to cover a rental car unless you are renting a luxury vehicle. 

If you have any questions about whether your insurance provides the coverage you require, give your insurance agent a call and check for sure. When in doubt, check with your credit card company whether you have car rental coverage as a perk with your credit card. It is a good backup plan. 

Contact Us Today

Give the Daniel Carinici Agency LLC in Pittsburgh, PA a call to talk about your auto insurance needs. Our team of insurance experts will be glad to assist. 

You never want to need auto insurance. But if you do, you’ll be forever grateful you have it. Pittsburgh, PA is a bustling city, and with all the commotion on the roads, accidents are bound to happen. That’s why it’s crucial to have auto insurance before you hit the streets of Pittsburgh.

Auto Insurance is Mandatory in Pennsylvania

Pennsylvania is a "no-fault" insurance state, so each driver handles their own damages in the event of an accident, regardless of who is at fault. Auto insurance is mandatory in the state to ensure that drivers can cover the costs of damages they may cause. Daniel Carinici Agency LLC can help you find the perfect policy for your needs, so you’re always prepared for the worst.

What Kind of Auto Insurance Do I Need?

While the type of coverage you need may vary depending on your individual needs, a few types of coverage are mandatory in Pennsylvania. These include liability insurance, uninsured and underinsured motorist coverage, and personal injury protection.

Liability insurance covers damage you cause to another person or their property in an accident. This is the most crucial type of coverage to have, as it can help protect you from costly legal fees and damages.

Uninsured and underinsured motorist coverage protects you if you’re in an accident with a driver who doesn’t have insurance or doesn’t have enough insurance to cover the costs of damages. This coverage can help pay for repairs to your car and medical expenses.

Personal injury protection covers the costs of medical expenses and lost wages after an accident, regardless of who is at fault.

Get a Quote from Daniel Carinici Agency LLC

If you’re looking for affordable auto insurance in Pittsburgh, PA, Daniel Carinici Agency LLC can help.

Daniel Carinici Agency LLC serves the Pittsburgh, PA community. We offer different types of coverage to ensure that our clients are protected in every scenario. We recognize that each of our clients has unique needs. That’s why we are committed to helping protect our clients in every situation that life throws their way.

Benefits Of Adding Collision and Comprehensive Auto Insurance

Auto insurance helps you stay protected as you travel around Pittsburgh, PA and beyond. Having auto insurance is important because you will have to navigate constantly changing road conditions and the behavior of other drivers. Because driving is such a high risk endeavor, liability insurance is important. Liability insurance covers you if you accidentally damage someone’s property or injure someone. Liability coverage will handle any necessary repairs or medical treatment. Collision and comprehensive coverage are other common parts of auto insurance policies.

Collision coverage protects you if your vehicle suffers damage from being involved in an accident. Comprehensive coverage protects you if your vehicle is damaged in other ways. Comprehensive coverage protects you if your vehicle is stolen. You are also covered if your vehicle is damaged due to a natural disaster. You can enhance your policy to add roadside assistance, which protects you if you are traveling and your engine breaks down, and you need urgent service.

You can add extra coverage to your policy as well. Rental coverage is an asset if your vehicle is severely damaged in an accident. The coverage allows you to find another vehicle to drive until your vehicle is repaired. Urgent roadside assistance is another option. Urgent roadside assistance covers you if you are traveling and suffer a flat tire. You will receive immediate help so that you can get back on the road.

Daniel Carinici Agency LLC Will Help You Cover Your Assets

Visit our website to learn more information about auto insurance.  

Being involved in an automobile accident in Pittsburgh, PA is stressful, scary, and overwhelming, but it is especially difficult to deal with the situation if you don’t know who the other driver is. A hit-and-run accident means that one driver involved in the accident left the scene without providing the other driver with acknowledging the accident or providing their information. Daniel Carinici Agency LLC has put together a few tips on what to do if you are the victim of a hit-and-run.

Pull Over

If you are the victim of a hit-and-run, the first thing to do is pull over and park. Don’t attempt to chase the other driver, because it can make the situation much worse. As soon as you pull over, try to write as much information as you can recall about the other vehicle, such as the make and model, color, and if you noticed anything unusual about the vehicle (damage, stickers on a window, etc.). Even something as minor as remembering one or two letters of the license plate may be helpful.

Call the Police

As soon as you have written down all the information you can recall, call the police. It is very important that you call the police after a hit-and-run, because not filing a report may delay or cause a denial of your insurance claim. Even if you don’t have much information to provide, it’s still important to call the police.

Get Witness Information

Before exiting your vehicle, make sure it is safe to do so. Ask any bystanders or drivers that stop to check on you if they saw what happened and if they can provide any details about the other vehicle. Write down the name and contact information of all witnesses.

Be sure to take photos of your vehicle, including detailed photos of the damage. It’s also beneficial to take photos or videos of the area where the accident happened. After you file a report with the police, contact your insurance provider to file a claim.

Residents of Pittsburgh, PA that want to learn more information about how to deal with a hit-and-run or to learn more information about their insurance policy should contact Daniel Carinici Agency LLC.