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Featured Daniel Carinci Agency, LLC Blog

Comparing Uninsured and Underinsured Motorist Coverage in Pittsburgh, PA

Whenever you get behind the wheel in Pittsburgh, PA, it’s important to protect yourself with proper and sufficient insurance. Drivers without uninsured motorist (UM) and underinsured motorist (UIM) coverage have a greater risk of experiencing financial hardships and, in some cases, even personal lawsuits. Understanding both uninsured and underinsured motorist coverage is essential for anyone living and working in Pittsburgh, PA. At Daniel Carinici Agency LLC, we can work with you to determine which UM or UIM policies are right for your needs.

Uninsured Motorist (UM) Coverage in Pittsburgh

UM, or Uninsured Motorist coverage in Pittsburgh, can help protect you anytime you’re involved in an accident with another driver who is not insured. This can help cover lost wages, medical expenses, and damages that you have sustained (up to existing policy limits). UM insurance will also apply to hit-and-run accidents or any incident in which the driver cannot be officially identified.

Underinsured Motorists (UIM) Coverage

Underinsured motorist coverage is essential when you require coverage for serious accidents, damages, and lost wages. UIM covers financial needs that are not currently covered by a standard insurance policy. Drivers in Pittsburgh can benefit from both UM and UIM policies, ensuring that any gaps are filled and taken care of in the event of an accident or a non-driving incident.

As a driver or resident in Pittsburgh, PA, obtaining proper motorist coverage is essential to protect yourself from potential medical expenses, damage to your vehicle, and even lost wages. Whether you drive for a living or you’re a resident of Pittsburgh, it’s imperative to familiarize yourself with your insurance options before settling on a policy that’s right for you. To learn more about both uninsured and underinsured motorist coverage options that are optimal for you in Pittsburgh, contact Daniel Carinici Agency LLC for your quote and consultation today.

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Testimonials

Daniel Carinci Agency, LLC
4.8 out of 5 stars
64 reviews
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RG Electric LLC
RG Electric LLC
4 months ago

Amazing service and will highly recommend.

Mike Rafaloski
Mike Rafaloski
a year ago

These guys are amazing. Dan and Jamie have been great to work with while finding me home/auto insurance. I had no clue that my home was under insured on my previous policy. My new policy coverage is almost triple covered at a less premium. I'm happy I decided to give them a chance. They went above and beyond.

Caseybowser1
Caseybowser1
a year ago

Very fast and helpful when no one else was. Highly Recommended.

Megan layhew
Megan layhew
a year ago

This agency has been more than an insurance company but more as MY family! They have been there for years for everything along the way from new cars to homes to life insurance. This group means the most to me and my family and I would recommend them to anyone in the market or who isn’t a part of this nationwide group!

Partner Carriers

  • Aegis Security Insurance Co.
  • AIC
  • Allstate
  • American Modern
  • Aon Edge
  • Berkshire Hathaway Guard Ins.
  • Bristol West
  • BTIS
  • Donegal
  • Foremost Ins.
  • Frederick Mutual
  • Grange Ins.
  • Hagerty Ins.
  • ICW
  • Liberty Mutual
  • Miller's Mutual
  • National General
  • Nationwide Ins.
  • Openly
  • Orchid
  • Pie Insurance
  • Plymouth Rock
  • Progressive
  • Safeco
  • Secura
  • Selective
  • State Auto
  • The Hartford
  • Travelers