If you’re in the process of buying a house, one of the key considerations should be securing home insurance. Your insurance agent at Daniel Carinici Agency LLC, serving Pittsburgh, PA, can help you determine if home insurance is the right choice for you.
Many people opt for home insurance, which offers peace of mind and can help repair or replace their homes if a covered event occurs. Additionally, many individuals are required to have home insurance. Here’s what you should know.
What Is Home Insurance?
Home insurance provides coverage for repairs and replacements when your home and belongings sustain damage due to a covered event. Home insurance can also cover living expenses if a covered event renders your home uninhabitable. Home insurance typically provides coverage for a variety of events, including theft, vandalism, windstorm damage, lightning strikes, and more.
Is Home Insurance a Requirement?
Many mortgage lenders require home buyers to secure home insurance before the loan is funded. In many cases, if the homeowner later drops their coverage, the lender will force them to pay for coverage provided by the lender’s insurance company. This type of home insurance is often very expensive and may not provide as much coverage as a typical policy.
Where Can I Get Home Insurance?
If you’re buying a home and need home insurance, contact the professionals at Daniel Carinici Agency LLC, serving Pittsburgh, PA. We can help you find a home insurance policy that meets your needs.
We work with numerous insurance carriers and can help you find the best policy. Call today to start shopping for your home insurance.
